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Covered California (discounted health plans)
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Covered California (discounted health plans)

Phone number
(800) 300‑1506 – Apply online phone line (800) 300‑0213 – Spanish language support line 2‑1‑1 – Free local enrollment help hotline
Category
Health
Money
Auto tags
Eligibility
Individuals and families earning up to 150 % of the federal poverty line (partial help up to 165 %), and those earning under $1,835 / month (single) qualify for Medi‑Cal.
Auto Summary
Covered California provides discounted health plans with state subsidies keeping 2026 premiums near 2025 levels despite the end of federal credits, offering plans as low as $10 per month; subsidies phase out at about $5,216 monthly income for individuals and $10,716 for families, while incomes below $1,835 monthly are directed to Medi‑Cal, and enrollment is available online, by phone, or through local help centers, with special enrollment windows for qualifying life events.
Value
$190M
Espanol
Covered California (planes de salud con descuento)
URL
coveredca.com
Verified 2026-07-02 (TechEMPOWER screener corpus — techempower.org/qualify; all figures re-derived from Covered California's own releases).
Covered California is the state marketplace for discounted name-brand health plans. Heads-up for 2026: the enhanced federal premium credits ended Dec 31, 2025, but a California state subsidy program (~$190M) is keeping premiums near 2025 levels for enrollees up to 150% FPL (about $23,475/yr single), with partial help to 165% FPL — and some plans are still as little as $10/month depending on plan and income.

Good to know

  • In 2026, subsidy help phases out around $5,216/mo income (single) / $10,716/mo (family of 4) — 400% of the 2025 federal poverty guidelines the marketplace uses.
  • If your income is under about $1,835/mo (single), you'll likely be routed to Medi-Cal instead — which enrolls year-round.
  • Missed open enrollment? Life events (losing coverage, moving, a new baby, marriage) open a special enrollment window.
  • Free local enrollment help: the "Find Help" storefront/agent search on coveredca.com, or dial 2-1-1.

Apply

  • Online: coveredca.com · Phone: (800) 300-1506 · español: (800) 300-0213

Sources